Insider Guide to Workers' Compensation

Despite everyone's best intentions, work-related injuries can (and do) happen. When these injuries occur, the injured employees are entitled to financial compensation for medical expenses and lost wages. The insurance that provides this compensation is commonly known as "workers' compensation" or "workman's comp." 

 Workers' compensation is very important to business owners and employees alike. As your trusted business attorney at the Lake of the Ozarks, Deirdre O'Donnell with O'Donnell Law Center in Osage Beach is here to help you make sense of this type of insurance.


Workman's Comp: An Overview

Workman's comp is essentially a form of insurance that employers purchase in order to cover their employees in the event of a work-related injury. Workers' compensation compensates injured employees by paying for the costs related to their injury. The benefits typically covered include:
  • Medical Expenses
  • Physical Therapy
  • Retraining
  • Compensation for Permanent Injuries
  • Disability Payments (generally about two-thirds of the usual salary)
  • Benefits to Survivors of Workers Killed on the Job
Exact benefits of workers' compensation vary based on the type of injury, the severity of the injury, and the situation in which the injury occurred. Because of these variables, workers' compensation can seem very complex. If you have questions about workman's comp, it's a good idea to consult an experienced business attorney.


Workman's Comp: FAQ

Specific answers to your questions will depend on your unique situation, but here is the basic response to a few frequently asked questions about workers' compensation.

Can I be fired or punished for filing for workers' compensation?
In short, no. Once employers have a certain number of employees, they are required to provide workers' compensation to employees who are injured on the job. In Missouri, that number of employees depends upon the type of industry your business is in.

Is everyone guaranteed worker's comp benefits?
No. Most employees qualify for the benefits, but Missouri law excludes some individuals. Examples of these exclusions include seasonal employees, domestic employees, and volunteers.

Can I sue my employer for a work-related injury?
There are always exceptions, but generally, no, you may not sue an employer who's work place is covered by workers' compensation insurance. Having said that, you should always consult an experiences worker's comp attorney to see if any of the exceptions apply to your situation.

Questions? Contact O'Donnell Law Center

If you have further questions about worker's comp, either as an employer or an employee, don't hesitate to reach out to your friends at O'Donnell Law Center. We will be happy to answer your questions!

 We are open and ready to assist you. Call the most trusted law firm at the Lake of the Ozarks to get started today.

O'Donnell Law Center
We Carry Your Burden ~ You Carry On With Life.

Disclaimer: No attorney-client relationship is created by the publication of this blog.

Like us on Facebook
Follow us on Twitter
Follow us on Pinterest
Connect with us on LinkedIn
+1 us on Google+

Phone: (573) 552-0317

O'Donnell Law Center, LLC
1026 Palisades Blvd. Suite 3
Osage Beach, MO  65065
(Located on the McDonald's Side of the Building)
Location: Osage Beach, MO 65065, USA

Comments

  1. AnonymousMarch 2, 2015 at 9:37 PM

    Great article ...Thanks for your great information, the contents are quiet interesting. I will be waiting for your next post.
    Phoenix Workers Compensation

    ReplyDelete

Post a Comment

Popular posts from this blog

Top 5 Ways to Make Divorce Easier on your Children

Image
Divorce is a tough time for everyone involved – especially kids. It can be hard for young children to understand what is happening to their family. It can be difficult for children to process this time as their family dynamic changes. As your divorce attorney in Osage Beach, MO , our law center sees a number of children struggle as their parents get a divorce at the Lake of the Ozarks. We’re here to help parents through the divorce process but we’d also like to help offer advice on how to make this stressful time easier on your kids, as well. 1) Be Honest It’s best to be honest about your divorce with your kids. While they may not need to know all the ugly details, they deserve to know what is going on with their parents. Have an open conversation about your divorce from your spouse and let them know they can ask any questions they may have. Try to answer any questions in an honest and positive manor. 2) Encourage them to Share Feelings You should always encourage your kid...
Read more

Cremation vs Burial – What’s the Difference?

Image
Planning for end of life may come with more decisions than you first expect. Creating an estate plan near the Lake of the Ozarks can help relieve your loved ones from having to make many tough decisions upon your passing. Not only can you decide who will receive your assets, you can also plan your end of life wishes for being laid to rest. Our estate planning attorney in Camden County, Missouri wants to help inform you of some of the decisions you’ll need to make as you make your end of life plans. In this week’s blog, we’re comparing the difference between cremation and burial options for being laid to rest. All About Cremation: Cremation is the act of being incinerated until your remains become ashes. This method of body disposal is becoming more and more popular. Timeframe – cremation can take place further after death. The flexibility with time allows your family time to gather and plan a more personalized ceremony. Paying Respects – family and friends can memorialize th...
Read more

Is A 'Suspended Imposition Of Sentence' A Viable Option For Your Criminal Case?

Image
In many criminal cases where the defendant is found guilty, the Court orders a sentence to serve as the consequence for the crime committed. Depending on the severity of the crime, the sentence may include a fine, jail/prison time, or a combination thereof. In certain situations, however, the imposition of a sentence may be "suspended," allowing the defendant the opportunity to avoid a fine and confinement. O'Donnell Law Center is here to help you understand this unique situation and how it may be applicable to a criminal case. What Is Suspended Imposition Of Sentence? Suspended Imposition of Sentence (often abbreviated as "SIS") is a sentencing option trial courts sometimes use when the defendant is placed on probation. This probationary period may be supervised or unsupervised, depending on the Court's order. As its name suggests, an SIS order "suspends" the sentence while the defendant is on probation. Typically, the sentence remains s...
Read more